~ SAVE YOURSELF FROM THE HEADACHES OF DOING *TAX RETURNS* GET HELP FROM AN ACCOUNTANT ~

Tax Return is one of the Major Headaches for *Online Home Based Business Owners*. Every year, hundreds of *Online Home Based Business Owners* in the Country struggle to get their Tax Returns right and avoid Penalties. If you are one of those people who cannot seem to get their Tax Returns right, forget about doing your Tax Returns on your own. Get an Accountant to do the job for you. Engaging the services of an Accountant can save your Life. Note that getting into trouble with the IRS can be very stressful and costly for you, so do not mess around with the things that you feel you are not really qualified to do.

~ HOW TO FIND A GOOD ACCOUNTANT ~

Finding a good Accountant can be quite a Challenge. Although there are many people who profess to be good Accountants, not all of these people can really help you with your needs. Always remember that different Accountants have their own areas of Specialization, so it is quite normal that some Accountants may not really be familiar with the in and out of the Industry, where you belong to. To find a good Accountant, never go to the Yellow Pages. It is never a good idea to just call an Accountant listed in the Phonebook, and ask for appointments. If you really want to find someone who can help you deal with your Income Tax Returns, ask for Referrals from other *Online Home Based Business Owners*, like you. The good thing about asking for Referrals is that you get first hand Information about the person recommended to you.

If you have a problem finding a good Accountant through other *Online Home Based Business Owners*, try to get Referrals from your Trade Association. Most Trade Associations have their own Database of Accountants who are working in their Industry. Now, if you do not belong to any Trade Association, don’t sweat it out. Just because you are not a Member of the Trade Association, that does not mean that you cannot ask for help from these Associations. There are many Trade Associations in the Country, that are willing to help even those who are not their Members, so do not hesitate to ask for their help.

~ MEETING WITH THE ACCOUNTANT ~

Before you Hire the Services of the Accountant, you need to meet with him or her first. Meeting with the Accountant is very Important so do not skip this process. No matter how busy you are, you must find some time to meet with your Accountant. Now, Meeting here does not necessarily mean that you have to meet face to face. With the Advancement of Technology, one can already meet with somebody through the Internet. Teleconferencing with your Accountant can be a good way to Work With your Accountant. Moreover, Teleconferencing will * Save You A Lot Of Time And Efforts. *

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http://www.peguespublishing.com/

http://yolandapeguesbarry.blogspot.com/

~ UNDERSTANDING BUSINESS PROFIT AND LOSS ~

For most Online Home Based Business Owners and many small Business Operators, their idea of a Profit and Loss statement, P&L in Business parlance, may be oversimplified. If they had more Income than expenses, they made a Profit. If not, they had a loss and will usually try to find more Business or increase prices to turn the trend around. By better understanding their own Business’s Profit and Loss Statement, they will be able to determine not only how much money is earned and spent, but also track their expenses to gain better control of the finances.

The first thing to remember is that there is a difference between a Budget and a Profit and Loss Statement. Income is projected and expenses are budgeted, based on the income projection. If the income does not meet the forecast, certain expenses will need to reigned in to make the Profit and Loss statement come in on the plus side at the end of the month.

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The Online Home Based Business’s P&L can be as simple or as complex as you choose to make it, but the more tracking of expenses that you do, the better handle you can have on what needs to be done to control your profit amount. For example, you can simply include a line in your expense column pertaining to utilities and lump them all together. However, to get a better picture of where your money is going, you will want to break them down into Subcategories such as electric, gas, water and telephone.

By keeping them separate you may see a need to bring telephone costs under control by eliminating unnecessary lines that seldom ring or find ways to save on your electric costs. If you deduct for Online Home Based Business use of your home, you will have a pretty good idea of what your costs for utilities, rent, insurance and other expenses will be based on the percentage of your Home’s cost deducted for Online Home Based Business use of the Home.

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One of the first things to budget, which has the greatest impact on your P&L will be Income. Whether you sell a Product or Service, you will need to track all forms of Income, as well as allow for deductions due to refunds and rebates and any discounts offered as customer incentives. Tracking this on the P&L is fairly easy, as if the money comes into the Online Home Based Business it is considered Income. The source can be itemized as well to help indicate how you may go about increasing Income. Expenses in the budget can be calculated as a fixed dollar amount or a percentage of Income, which usually provides greater control over spending.

Itemized expenses on the P&L can also make filing Income taxes easier as you will have a monthly record of how much money came into the Online Home Based Business as well as where every dollar went that left the building.

http://www.PeguesWellness.com

YPegues@LeadingIncome.com

~ PROMOTING YOUR ONLINE WEBSITE ~

Do you feel that you have a Product or Service that others will love to have? Perhaps having an Online Website is a great way to Advertise your personal ~ Online Home Based Business. This will help others to know what Products and Services you offer, and how these Products can Improve their Daily Lives.

One of the easiest and most Effective Ways of Promoting your Online Website is to Advertise it on several Search Engines. A Search Engine Scans Your Website for Meta Tags or Keywords that are related to a Searchers Request. Using several different Keywords can help more Searchers hit upon Your Website.

Applying to several Search Engines will Increase the Number of Onlookers to Your Website, as this is the type of Online Searching that is used most frequently. Advertising Your Online Website opens Your Website to Customers at all hours of the day and night. People all over the World can Browse Your Website and purchase items, even while you are asleep.

Printing Business Cards that include all of the necessary information, including Your Website can also draw in New Clients. Shopping Online is a growing trend and you do not want to be left out. Giving out Business Cards to potential Clients or even leaving them at places such as Public Bulletin Boards in nearby Shopping Centers. It may also help to include your Web Address to your Office Stationary and Fliers.

If this is not an option, you can print Small Labels on your Home Computer and add them to various Advertisements that you send out. Add your Web Address as a Tag Line on your Emails too, so that people you come into contact with will have the option to Browse Your Website.

You may want to Consider Paying to have Links to Your Site, posted on other Websites. These Websites should be ones that are Related to Your Business, but not Websites that are competition to Your Website. Email the Website that you would like to have a Link from, and explain that you would like to be considered for placing an Ad on their Website. You may be asked to pay a small Monthly Fee for the Link to Your Website, but it can be well worth it if it increases TRAFFIC to Your Website, and helps to Increase the Financial Stability of Your Business.

Do not forget to Advertise in Local Area Newspapers also and include Your Website in the Ad. Many Potential Customers may be Interested in Your Company, but are not sure exactly what types of Products and Services that you Provide. Letting them Browse Your Website before they contact you can cut down on the time that you spend on those that are not Interested in what you have to sell, and allows you to FOCUS on those that are Interested in Your Products.


http://www.PeguesWellness.com
http://www.yourbizwebsites.com/J7MGTHVK
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http://yolandapegues.blogspot.com/

QUICK AND EASY WAYS TO *MAKE MONEY* !

As you look for a way to Earn Money, remember, the *Online Internet Marketing Arena* is the BEST way to build a *Awesome Business*, however, this is not the only way to "Earn Money at Home". There are a number of things you can do, out of your Home, in your Free Time which will enable you to earn some Extra Cash.

Garage Sale: As one of the time-tested most effective ways to go to your spring cleaning, get rid of some old junk, and make some money, garage sales are still one of the most effective ways for people to connect with their neighbors. As a quick and easy way to make money a garage sale also offers people the ability to connect with other people. Far from having to advertise only on the Internet ,you can do some fun things like print up some flyers and post them at laundromats or grocery stores and see if you can attract some cash strapped value hunters who are looking to get some new things.

Consignment: This is a very popular activity for the ladies in the house but just about anybody who has decent quality clothes is able to put them on consignment. This works by taking your decent clothes which are maybe a little bit fancy to a consignment shop where they will try the fix them up and sell them and then you are able to split the portion of the prophet with the shop once they sell your piece. While this may take a little bit longer than somebody who's looking for a quick way to make money it certainly is very easy and it can pop up for you at a time when it would be helpful for you in the future.

Cleaning services: Anyone who doesn't have a job and who has all the time in the world knows that time is precious. People who do have jobs need their time even more than the unemployed and so if you need some money and you don't have a job you can offer up your cleaning services to your neighbors. Start with your neighbors and your building if you live in an apartment or just people on your street if you know them and you know that they work all the time. If they trust you they are a lot more likely to let you into their home when they are not there to clean. You can also approach family, friends, and people you know from organizations like church. Moreover, if you want to start your own little mini dry cleaning service and you have an iron and an ironing board then that may be a great way for you to make some money as well.

One last quick and easy way to make a lot of money is through a bake sale. If you are interested in selling your sweets to your neighbors or friends or around your office or just going around from Business-to-Business and finding out if they want to have a Friday Cupcake Day or if they want by your Awesome Brownies, you should be able to make some quick and easy money in no time.

Please do not forget that The *Online Internet Marketing Arena* is a *Online Home Based Business* that you can be proud to return to, on your Personal Computer ~ on your own schedule and continue working with your children and family members. I look forward to
*Working At Home* on a daily basis, Publishing Articles and Ezines,etc. . . I enjoy Communicating with my Customers, and other Professional Colleagues. I am the type of person that finds it hard to plan Garage Sales, visiting Consignment Shops, Cleaning Houses, and baking cupcakes, on a daily basis.

I can come into my *Home Office* (Space) and *FOCUS* on what I need to accomplish each day, as I continue to Organize my Websites, Blogs, Newsletters, Marketing Affiliate Products and Interviews with *Expert Marketers*, placed on my MP3 Format. I am sure that you will find Comfort in *Working From Home* with your Family ~ close by. You will have the opportunity to keep up with your Children's hectic School Schedules, and Make Money, at the same time. I earn "RESIDUAL INCOME" with all of my Affiliate accounts. I will continue earning a Monthly Income, for the duration of my Life.

Please take a look at how I Manage to make SIX (6) Streams of Income with my Website at:

http://www.PeguesWellness.com

Here are a few more Websites/Blogs that I would like to show you as an example of how you can start *MAKING MONEY ~ TODAY, at:

http://www.yourbizwebsite.com/J7MGTHVK

http://peguesbusinessstrategies.wordpress.com/

http://yolandapeguesbarry.wordpress.com/

barryclan33@verizon.net

~ STAYING ORGANIZED IN YOUR COMPUTERIZED HOME OFFICE ~

Nothing makes working from a *Computerized Home Office* more frustrating than not being able to locate anything when you need it. While most Business Owners see themselves as being busy all the time, some of your time has to be spent in staying organized. On a daily basis, you have to set aside time to put everything in its place. There is a place for everything, within your reach. I have various Business Card files, Index Card files, Note files, Steno Book Transcription files, Teleseminar/Webinar files etc., that I must organize.

Many people have to find the time to do things over, but seldom have the time to do it right the first time. Usually because they can’t locate information, they will have to recreate it, which will take a lot more time than the five seconds it might have taken to put it in its right place to begin with. You must also Organize your Mail ~ Offline, and Email ~ Online. Being able to find the staples when your stapler runs out can save a precious few minutes you will spend going through the desk drawers, or worse going to the store to buy more, knowing you have a new box somewhere in the office.

The amount of office supplies you maintain in the *Computerized Home Office* will depend on your Internet Business, as well as your budget. Regardless, don’t let your desk become a storage area for your supplies. Use an old dresser of bookcase on which to keep your Office supplies, while keeping only a small stash on your desk or in the desk drawers. When you put supplies in a storage area, make sure the Tags are visible for easy identification.

To keep your *Computerized Home Office* running smooth, consider your desk the focal point of the *Computerized Home Office*. Your Computer, Printer and Fax needs to be within easy reach of your desk chair. If you have to get up every few minutes to answer the phone, grab a Fax or check the Printer, you are wasting several precious minutes everyday reaching for things. Files that you are currently working on should be stored on USB Flash Drives, which are very convenient and portable, or your Hard Drive, or Documents File, within your Computer.

There are many USB Organizers, that you can use to keep all of your USB Flash Drives by your Computer, for daily use. Ideally, you can open all the files you intend to conquer that day and continue to Organize them. The best thing about using USB Flash Drives, is that you can take them anywhere in the World and connect them to any Computer, to retrieve your Files and Information ~ even to School! :-)

While it may seem easier, especially for caffeine addicts to have their coffee pot near their desk, it is a bad idea overall. First, too much coffee can be bad for the health as well as a contributing factor to extra bathroom breaks. However, the primary reason is the potential for a damaging coffee spill by drinking coffee at your desk. Everyone needs to take a break from their work periodically, and having the coffee pot in a separate room can force you to take a few minutes to clear your head.

http://www.PeguesWellness.com

http://yolandapeguesbarry.wordpress.com/

http://www.yourbizwebsites.com/J7MGTHVK

http://www.blogger.com/barryclan33@verizon.net

~ MY AWESOME GATEWAY TO WEALTH CONVENTION EXPERIENCE ~

I was invited to attend the Gateway To Wealth Convention, held in Orlando, Florida, on 8.1.08 ~ 8.3.08. The Convention was hosted by "Gary Ambrose" and "Keith Wellman". I immediately booked my Delta Flight and Hotel Reservations. My itinerary was confirmed for a Delta Flight to Orlando, Florida, on 7.31.08. I chose to arrive the Evening prior to the start of the Convention.

I was determined to be in attendance of this "Once in a Lifetime" experience. The line up of Speakers was Awesome! I was blessed with the ability to afford this opportunity. "I must take this Chance of a Lifetime". "Step Out On My Faith". "Feel secure about this Transaction". This was my first opportunity to attend a Awesome Offline Convention. I was extremely honored to have been invited to attend such a Prestigious gathering. I confirmed my reservations within 24 hours. I felt great about taking *ACTION* and making my *DREAM* come true! I have been studying Internet Marketing on a daily basis, for the past year. I have invested in several programs, CD's, Ebooks, Ezines, etc... and listened to several Teleseminars and Webinars, featuring Master Online Marketers.

On 8.1.08, KEITH WELLMAN (HOST), GARY AMBROSE (HOST), MIKE FILSAIME, SIMON LEUNG, BRIAN KOZ spoke about their Successful Businesses.

On 8.2.08, LEE & ROBIN COLLINS, SEAN ROACH, KEVIN WILKE, MATT BACAK, ALAN BECKTOLD spoke about their Successful Businesses.

On 8.3.08, JEFF DEDRICK, ALEX NGHIEM, CHRISTINE COMAFORD-LYNCH, KEVIN NATIONS and JOE LAVERY spoke about their Successful Businesses.

This Convention was packed with “POWERHOUSE SPEAKERS”! I feel that I was Blessed to be in the Company of such Awesome Internet Marketers. All colleagues participated, enjoyed and appreciated the Variation of each Speaker. Our Networking Opportunities were great, for 3 wonderful days. Each break allowed us to share and mingle, as a group. I look forward to attending another Offline Event, in the near future.

If you ever have the opportunity to attend a Offline Event, do not hesitate to quickly make your Reservations to attend. You will not regret this Awesome Experience, that will remain with you forever. I grasped New and Vital Strategies from each Speaker, to build my Fundamental Business. I believe in consistently delivering Quality Content to all Colleagues in the Online Marketing Arena. This was the most Awesome Convention.

There are many strategies to making money on the Internet. Email Marketing is the most profitable. Once you choose your Personal Niche, you will be able to Build a List of Hot and Hungry Prospects and control your future. I personally believe that starting my Affiliate Marketing Website, was the true beginning of my complete understanding of how I can turn my Computer into a Cash Gushing Machine.
http://www.PeguesWellness.com.

Just think of all the Information that was shared with all Colleagues, at this Awesome Convention. We Networked and Mingled for 3 complete days. I was taking the fastest shorthand ~ known to man! We were so...excited to listen to all of the Master Internet Marketers Business Presentations.

We had a wonderful Mastermind Group Session with Several Famous Master Internet Marketers, at the end of our first day's Presentations, such as: **MATT BACAK**, **JEFF DEIDRICK**, **ERIC STAFFORD**, **MIKE FILSAIME**, **BRIAN KOZ**, **GARY AMBROSE**, **KEITH WELLMAN**, **SIMON LEUNG**, **LEE & ROBIN COLLINS**. This is truly a group of "EMPOWERING MASTER INTERNET MARKETERS". We asked as many questions as possible, and received a great deal of valuable information from each of them.

Please visit my Website at: http://www.PeguesWellness.com
YPegues@LeadingIncome.com

BUILDING AN ONLINE AFFILIATE MARKETING NETWORK VIA THE CLASSIFIED ADS

Most everyone who discusses the merits of an Online Affiliate Marketing Network likely focuses on the pay-per-click versus pay-for-performance aspects of this advertising tool, and rightfully so! Online these two programs alone have shown themselves to be the work horses of a successful and diversified Online Affiliate Marketing Network while at the same time not demanding an undue strain on a company’s promotions budget. Thus, start up companies in general and Home Based Small Business Entrepreneurs in particular gravitate to this form of self-promotion like bugs to a strong light source in the dark of night.

Yet just like the bugs, many of the smaller businesses get burned not because the product was unsuccessful or the presentation less than professional but instead because the interest simply could not be generated by the participants in the Online Affiliate Marketing Network who chose to sign up. In general, those signing up to post links and banners or search boxes onto their sites are looking for the heavy hitters which will lend credibility to the Webmaster and her or his site, while smaller merchants are usually avoided because they simply do not offer that air of mainstream acceptance to a site.

In the same vein, many of the Webmasters who do sign up for the smaller Online Affiliate Marketing Network will most likely be startups themselves, thus in a way countermanding the business’ efforts of reaching a large number of potential customers. Even though the money spent on this kind of advertising is low, it hardly merits the results that are being yielded. Interestingly, a new trend is developing which is finding great acceptance with smaller businesses and which is proving to be a money maker to such an extent that it threatens to leave the tried and true pay-per-click or pay-for-performance Online Affiliate Marketing Network in the dust for Home Based Entrepreneurs: Classified Ads.

Building an Online Affiliate Marketing Network via the Classified Ads may sound odd but the more careful attention you pay to this trend, the more sense it makes. With a few words you have the chance to advertise your network and generate a far-reaching interest in the business. While not each and every online or print publication will permit you to post your ads, in general you will find that you can start getting out the word about your network by posting in a few free, online publications.

Research the high traffic sites and post your ads in accordance with their submission guidelines~ a much overlooked fact that may get your ad buried if not carefully observed! Use strong Marketing words that require a response by the reader, such as “clicking” or “visiting” and rely on heavy hitters like “proven” or “guaranteed” – only if you can back up the claims, of course.

Add a measurable and real benefit to the action, and the odds are good that you will have a visitor for your site. Turning the visitor into a qualified lead, of course, is up to the quality of your site and actual network.

http://www.PeguesWellness.com

FREE HOME BASED INTERNET BUSINESS IDEAS

Despite what people say, it is possible to start a *Home Based Internet Business* without spending any money! While there are jobs that will have a large initial cost, you can start a *Free Home Based Internet Business*. Really, anybody can do this. Particularly nowadays when there are multiple what you see is what you get (WYSIWYG) web servers that make it easy to design a web page without having knowledge in that field.

The Internet has become a place to expand knowledge globally. You can live in Zimbabwe and have access to information from America-based websites. This is extraordinary and people are starting to take full advantage of the technology. Internet training is a *Free Home Based Internet Business* that will allow you to earn a nice income. Nowadays, jobs are constantly being internationally outsourced and people from around the world need to know how to use the Internet. If you are a person with adequate knowledge of the Internet, you can be a successful trainer.

Many individuals are too busy to take on campus classes. People are turning to online courses to gain knowledge about surfing around the Internet. You can become very successful if you have the knowledge to train someone else. Furthermore, you can do this job in the comfort of your own home. You can create your own website but there are a number of already established businesses that you can work for—with the correct qualifications, of course. As an Internet trainer, you will teach students to do Internet research, provide knowledge on Internet security, virus guards, firewalls, and spy ware.

Another *Free Home Based Internet Business* is Online Counseling. Counselors work to console people who need someone to talk to. They help to improve a person’s mental health. This can easily be done online using various communication technology. For example, you can hold chat sessions, e-mail correspondence, and/or web conferences. Therefore, you will need to be knowledgeable in technology and computers. You can create a personal relationship with someone in the comfort of your home. You need to have a variety of personal skills to succeed in this *Home Based Internet Business*, as a Online Counselor.

In some states, you need a license to be a Online Counselor. However, that is not the case in all places as long as you’re not giving health advice and obviously, not prescribing medicine. You should take courses in order to understand mental health and along with formal training, you need to possess kindness, understanding, and a passion for helping people. You must also realize that you’ll be dealing with real people and you will need to set time apart to deal with them. You have to also realize that you will have to prove your qualifications if you don’t have a special license.

People are not going to come to you if they think you’re just an average Joe trying to make some bucks. Both of these would make a fulfilling and *Free Home Based Internet Business*. You won’t have to spend money but you will have to put a lot of time and energy into this process. However, helping someone else is always rewarding.

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*RESEARCHING ONLINE HOME BASED BUSINESS OPPORTUNITIES*

With today’s job market being diluted by outsourcing, many people are suddenly finding themselves out of a job. Sitting around the house all day worrying about what you will do when your savings is gone is not a good thing, and with the number of *Online Home Based Business Opportunities* available for operating your own *Online Home Based Business is continually growing.

However, finding a *Online Home Based Business* you can operate from home, will take some research and should be aligned around your interests, knowledge and experience. Once you begin a *Online Home Based Business*, you will need to work it as a traditional job because income from that business is what will pay your bills and keep you from going hungry. It will also consume a lot of your time and energy so it needs to be something that you like. Most people hear, as they are growing up, that the best job in the world is the one you would do for free if you did not have to worry about your bills.

The same holds true for starting a *Online Home Based Business*. It should be something you like to do and are willing to work at in order to pay the bills. Otherwise, it’s just another job. For example, a person who has a lot of experience working with their hands and building things out of wood or metal may find a *Online Home Based Business* performing furniture repair or refinishing suited to their hobby. They can also create and market woodcraft items, selling them *Online*, through local retailers or at craft markets, effectively having their own Online Home Based Business selling things they make in their home workshop.

Another example is a person who has worked as an accountant for someone else for years, who suddenly find his or her job has been eliminated. They can open their own accounting service performing Online Billing and Online Invoicing for other Small Businesses. Many new businesses cannot afford to hire a full~time accountant and by working with several small companies, you can create several Online Income streams to help make ends meet. Simply drawing on your experience and knowledge learned while working for someone else can often lead to ideas for starting a *Online Home Based Business*. In many cases, most of the work can be done at home, telecommuting with clients.

In other businesses, you may have to travel to meet with clients or attend shows at which to sell your products. Either scenario will provide an income earned through your *Online Home Based Business* while paying the bills. Before deciding to open a *Online Home Based Business*, you should check with your local zoning department to make sure there are no zoning laws against operating a *Online Home Based Business* out of your home. Typically, if the business has no reason for clients to visit and no signs are posted in the front yard, there should not be any problems with starting a successful and Legitimate *Online Home Based Business*.

http://www.PeguesWellness.com